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- Gold Loan
- Money Transfer
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Gold Loan Calculator
Calculate your eligibility for a gold loan by Muthoot Finance.
An electronic way of transferring funds from one bank to another account, money transfer is a safe, reliable, and stress-free method of sending as well as receiving money. Domestic money transfers are performed within a single financial establishment or across multiple institutions, which is backed by computer-based systems. There is no manual intervention with the newer technologies coming into the picture, thus making it more convenient for people to transfer money via various online sources. Charges for Domestic money transfer are minimal and they offer numerous advantages, making it a preferred choice of sending funds in case of financial emergencies.
At Muthoot Finance, we offer easy and convenient online services for domestic fund transfer, allowing our customers to transfer funds in the fastest possible way. Our money transfer facility offers a lot of advantages to the customers and comes with benefits like no documentation, instant transfer through IMPS, money transfer during holidays, and much more. Muthoot Finance’s online money transfer facility for domestic use is one of the most preferred in India. We make sure to assist our customers with all their queries, giving them an excellent financial service experience with us. In addition to the domestic transfer of money, we also have the Bharat Bill Payment System (BBPS), using which our customers can pay their utility bills under the same window. With the help of such domestic money transfer facilities, funds are made readily available for the recipient on the same day of the transfer.
Gold Loan Schemes
MUTHOOT
ONE PERCENT LOAN
- Small loans at low interest rates.
- Loan Amount: ₹1,500 to ₹50,000
MUTHOOT
PREMIER LOAN
- Maximum loan value & reasonable interest rates.
- Loan Amount: Starting at ₹1 Lac
MUTHOOT
ULTIMATE LOAN (MUL)
- Maximum loan value and discounts on timely interest payments.
- Loan Amount: Starting at ₹1,500
MUTHOOT
OVERDRAFT SCHEME (MOS)
- Ideal for Business owners.
- Loan Amount: ₹2 Lacs to ₹50 Lacs
MUTHOOT
DELIGHT LOAN
- Loans up to ₹2 Lacs with lower interest rates.
- Loan Amount: Starting at ₹1,500
MUTHOOT
MAHILA LOAN
- Special loan scheme for women that’s available at South India branches.
- Loan Amount: ₹1,500 to ₹50,000
MUTHOOT
ADVANTAGE LOAN
- Competitive per gram and interest rates.
- Loan Amount: ₹1,500 to ₹5 Lacs
MUTHOOT
SUPER LOAN
- Maximum loans and discounts on timely interest payments.
- Loan Amount: ₹1,500 to ₹99,900
MUTHOOT HIGH VALUE
LOAN PLUS (MHP)
- Loans curated for the business community.
- Loan Amount: Starting at ₹5 Lacs
MUTHOOT
HIGH VALUE LOAN (MHL)
- Loans which are ideal for longer periods.
- Loan Amount: Starting at ₹3 Lacs
SUPER
SAVER SCHEME (SSS)
- A loan where savings are the first priority.
- Loans Amount: Startng at ₹1.99 Lacs
MUTHOOT
ONE PERCENT LOAN
- Small loans at low interest rates.
- Loan Amount: ₹1,500 to ₹50,000
MUTHOOT
PREMIER LOAN
- Maximum loan value & reasonable interest rates.
- Loan Amount: Starting at ₹1 Lac
MUTHOOT
ULTIMATE LOAN (MUL)
- Maximum loan value and discounts on timely interest payments.
- Loan Amount: Starting at ₹1,500
MUTHOOT
OVERDRAFT SCHEME (MOS)
- Ideal for Business owners.
- Loan Amount: ₹2 Lacs to ₹50 Lacs
MUTHOOT
DELIGHT LOAN
- Loans up to ₹2 Lacs with lower interest rates.
- Loan Amount: Starting at ₹1,500
MUTHOOT
MAHILA LOAN
- Special loan scheme for women that’s available at South India branches.
- Loan Amount: ₹1,500 to ₹50,000
MUTHOOT
ADVANTAGE LOAN
- Competitive per gram and interest rates.
- Loan Amount: ₹1,500 to ₹5 Lacs
MUTHOOT
SUPER LOAN
- Maximum loans and discounts on timely interest payments.
- Loan Amount: ₹1,500 to ₹99,900
MUTHOOT HIGH VALUE
LOAN PLUS (MHP)
- Loans curated for the business community.
- Loan Amount: Starting at ₹5 Lacs
MUTHOOT
HIGH VALUE LOAN (MHL)
- Loans which are ideal for longer periods.
- Loan Amount: Starting at ₹3 Lacs
SUPER
SAVER SCHEME (SSS)
- A loan where savings are the first priority.
- Loans Amount: Startng at ₹1.99 Lacs
-
GOLD LOAN SCHEMES
Avail the best interest rates and quick loan disbursals with Muthoot Finance.
Get More Details
Service Charges relating to Gold Loan
| SL No. | Type of Charges | Corporate | Rate of charges applicable | ||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 1 | Service charges -Fresh loan- Rate applicable on loan amount (IPL) |
Southern Branches |
IPL (1%) ( For 12 months period only) | ||||||||||
| 2 | Service charges -Fresh loan- Rate applicable per account (ZIL/ZIP) |
ALL |
ZIL/ZIP-Rs.50/loan | ||||||||||
| 3 | Service charges -Fresh loan - Rate applicable per account (MBD/MBE) |
Rest of India |
MBD/MBE-Rs.2,500/loan | ||||||||||
| 4 | Security charges- Fresh loan |
Rest of India |
0.15% of loan amount- Minimum Rs.60/- and Maximum Rs.600/- | ||||||||||
| 5 | Token charges- (For schemes except given in Sl no.1, 2, 10 & 11) |
Southern Branches |
Loan up to Rs.10000/- -->Rs.10/- and Above Rs.10000/- -->Rs.20/- | ||||||||||
| 6 | SMS charges |
ALL |
Rs.5/per quarter at the time of closure or renewal | ||||||||||
| 7 | Notice Charges (Applicable for loans under all schemes) |
Southern Branches Rest of India |
3 ordinary notice Rs.30/each and 4th notice-Registered-Rs.100/- 3 ordinary notice Rs.30/each and 4th notice-Registered-Rs.100/- Auction Notice charges Rs.120/- |
||||||||||
| 8 | Token lost charges (Applicable for loans under all schemes) |
ALL |
Rs.25/-(in addition to cost of stamp paper applicable) | ||||||||||
| 9 | Stamp duty levied by State Governments |
States🡪Karnataka , Andhra and Rajasthan |
Actuals where ever applicable | ||||||||||
| 10 | GCS |
Southern Branches |
1.Rs.999/- per 6 months (in case the limit is not used over a period of 6 months) 2.If the transaction is through branches then Rs.99/- per transaction |
||||||||||
| 11 | GCL |
Rest of India |
1.Rs.999/- per 6 months (in case the limit is not used over a period of 6 months) 2.Part release charges of Rs.499/- per transaction 3.If the transaction is through branches then Rs.99/- per transaction |
||||||||||
| 12 | Loan @ Home charges |
ALL |
Upto Rs.500/- for loan @ home services | ||||||||||
| 13 | Loan @ Home charges |
ALL |
|
||||||||||
| 14 | Door to Door collection charges (Follow up for interest / loan recovery) |
Southern Branches |
Rs.150/- plus GST per customer for recovery made through customer follow up visit |
Domestic Money Transfer (DMT) by Muthoot Finance
Muthoot Finance offers an online domestic money transfer (DMT) facility that enables our customers to transfer funds to any bank account within India. It is a 24*7 online service that comes in handy for customers seeking emergency financial help or sending funds to someone who is in need of urgent cash. For availing this domestic transfer facility by Muthoot Finance, customers can visit any of our branches across the country and create a mobile wallet that will enable them to enjoy the benefits of online domestic money transfer like nominal charges and so on, even on bank holidays. We have always ensured to offer the best of service and facilities to our customers. For seamless facilitating the same, we have tied up with Yes Bank and Paytm to make sure that our customers have an easy online domestic money transfer experience.
Why Choose Muthoot Finance’s Domestic Money Transfer Facility?
Our domestic money transfer (DMT) comes with various features and benefits that make it easier for customers to send funds effortlessly.
One of the foremost benefits of this facility is that there are no documents required for the transfer of money. Once the customer sets up the mobile wallet, they will receive a One-Time Password (OTP) for confirmation every time a transfer. In addition to this, the money transfers can be to any valid bank account from any of our branches within India.
Our customers can avail instant and real-time domestic money transfer facilities. Along with the transfer to all the major banks, customers can also transfer funds to various NEFT facilities for regional banks in India. Muthoot Finance’s domestic online facility allows instant credit to the beneficiary account using the IMPS-based service. Our transfer facility is safe and secure, ensuring that customer information is not given to any third party whatsoever.
Another reason for choosing Muthoot Finance’s domestic money transfer is that our transfer charges are nominal - 1% of the amount with a minimum charge of ₹ 10/-. Our online domestic fund transfer facility is available on holidays, Sundays, and after banking hours as well, adding to the overall convenience of our customers.
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NORTH, EAST & WEST INDIA TOLL-FREE NO.:
1800 313 1212
SOUTH INDIA CALL CENTER NO.:
99469 01212
WRITE TO US:
mails@muthootgroup.com
BRANCH TIMINGS:
Mon-Sat, 9:30 AM to 6 PM
Refer a Friend*
Refer a friend & get a Chance to
Win Exciting Muthoot Finance Merchandise
Ask an Expert
NORTH, EAST & WEST INDIA TOLL-FREE NO.:
1800 313 1212
SOUTH INDIA CALL CENTER NO.:
99469 01212
WRITE TO US:
mails@muthootgroup.com
BRANCH TIMINGS:
Mon-Sat, 9:30 AM to 6 PM
WHAT OUR CUSTOMERS HAVE TO SAY
Maharashtra Speaks
Words from Gujarat
If you are looking for a gold loan, I would 100% suggest that you visit Muthoot Finance. They have a lot of schemes that you can choose from, based on your requirements and the process to avail the loan is very simple.
Sunil B
Kamla Devi
Words From Bengal
If you are looking for the best gold loan in India, I will definitely suggest that you choose Muthoot Finance. I browsed through many different schemes and after that, choosing a gold loan was easy. Highly recommended!
Anant Sinha
I chose to avail a gold loan from Muthoot Finance as it is one of the most trusted gold loan providers and I had only heard good things about their services. The great thing about availing a gold loan from here is that you are offered different benefits such as quick loan disbursal, minimum documentation, etc. Taking a gold loan from the company is really easy. They have quite a simple process for availing a gold loan.
Sneha Singh
I was searching for a gold loan near me and that is when a lot of people suggested me to go for Muthoot Finance. It is counted amongst the most popular gold loan providers in India so it was a logical choice as well. I got the exact amount that I needed and I am glad I chose them. A thing that I liked the most about is that they provide pre and part payment options.
Megha Patil
FAQs
A gold loan calculator is a tool that calculates the value of your gold and the amount of loan you may receive against it depending on the karatage of the pledged gold. The applicants' own gold or gold jewellery must be retained as collateral or security by the lender until the loan is fully repaid.
Muthoot Finance's gold loan calculator is a simple, user-friendly online tool for calculating the monthly/quarterly/half-yearly interest/EMI payable on a gold loan. To ensure total convenience for the client, we request the following essential information:
1. Name
2. Email ID
3. Contact no.
4. State
5. Gold Type
6. The amount you require (INR)
7. Gold Weight (gm)
The Muthoot Finance gold loan calculator is simple to use. It is intended to assist you in determining your gold loan eligibility and the amount of loan you may obtain against your gold. It will also give you an idea of the applicable interest rates and the number of payments required to repay the loan.
Using the Muthoot Finance gold loan calculator has numerous benefits. Among them are the following:
1. It is a free user friendly tool that may be used on any device.
2. You may use it as many times as you like with different combinations to find the best gold loan for you.
3. Calculations are rapid and precise.
A gold loan eligibility calculator is a tool that may help you determine your eligibility for a gold loan. The eligibility for a gold loan per gram calculator is determined by your age, type of gold, and weight of gold. It computes the maximum loan amount you are qualified for. The eligibility calculator is simple to use and convenient.
Gold Loan interest rate is calculated using mutiple factors. You can use the Calculator as well to know the interest and EMIs
The value of your gold will be determined by the weight of the gold items, the current gold rate, and the purity of the gold. The lender will often lend a percentage of the gold's worth, which is known as the gold loan eligibility per gram.
Muthoot Finance finance offers Gold Loans under flexible schemes, with a minimum amount of ₹1,500
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